What is an international Debit card and how to use Debit card?

Deposit cash into your Debit card bank account and enjoy its unique advantages: a nameless card, fewer risks, ATM transactions from any Visa MasterCard partner bank, online shopping, bill payments, and more!

debit card
What is Debit Card?

A debit card is similar to a credit card and allows you to make cashless and convenient transactions. Unlike a credit card, however, a debit card uses money directly from your card account and its limit is dependent on the account`s current balance.

An international debit card is a card that is linked to your offshore bank account or an account that you have in a foreign payment system. You can use your card wherever that a credit card is accepted.

Unlike a credit card, the fund that is used in debit card belongs to you and it is not money that is borrowed from the bank.

With the Visa MasterCard Debit Card, you can enjoy ATM cash withdrawals from any Visa MasterCard partner banks, shop online, pay your bills, and more. The card provider will provide you a PIN number and you can use it for Cash withdrawal in ATM or when you are using your debit card at the store.

Do not have any Debit card?

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How a debit card look like?

A debit card is similar to a credit card or prepaid card. It contains a few important information as following:

how a debit card look like

Card provider name: it is normally a bank name or a financial institution that provide the card to you on its front side.

Visa or Mastercard logo: this is to show that it can be used any places that are supported by these two providers

Card Number: sixteen-digit number found on the front side of the debit card shows the identity of the card.

Cardholder name: normally, your name will appear on the front of your debit card. If this is a corporate account the company name also appears above or below your name. There is a possibility to avoid it if you get a no-name debit card.

Expiration date: this shows the validity of your card. It is normally shown as mm/yy. Your card will valid until this time and you need to change it before it is expired.

CVV number: A three-digit number found on the back of your debit card is the card verification value (CVV). The CVV is four digits with American Express debit cards. This is used to verifying your debit card and for reducing fraud, by showing the trader that when you make a purchase online or over the computer, you have your physical debit card.

Name Card, No Name Card

Two types of card are available, name and no name card.

Name card is normal debit card, convenient for all kinds of use. No Name card gives you the security transactions, protecting you from identity theft.

Get a FREE SwissMICSI Account!

Your free SwissMICSI Account brings you a opportunity to get Anonymous Debit Card. Just open an account, enjoy all features.

SwissMICSI Features

SwissMICSI`s high-technology functions such as Secure Direct Online, Telephone Direct, and Secure Direct SMS are immediately available as soon as your have your account. For more details of its functionalities, visit the below link:

Fee Information

SwissMICSI`s high-technology functions such as Secure Direct Online, Telephone Direct, and Secure Direct SMS are immediately available as soon as your have your account. For more details of its functionalities, visit the below link:

The details of fee of this Card are as follows: Loading Fee: 5 EUR + 3%
Annual Membership fee: 20 EUR (to be paid one year after card issuance)
SMS Notification: EUR 25 EUR / year
ATM Cash Withdrawal: 2.2% min EUR 2.50
POS Fee: 0.10 EUR
ATM Decline Fee: 0.35 EUR
POS Decline Fee: 0.35 EUR
Chargeback: 35 EUR
Dormancy Charge: 5 EUR
Disputed Transaction Investigation: 20 EUR
Card Deactivation: 15 EUR

Limits of Card

SwissMICSI`s high-technology functions such as Secure Direct Online, Telephone Direct, and Secure Direct SMS are immediately available as soon as your have your account. For more details of its functionalities, visit the below link:

The limits of this Card are as follows:
Maximum Daily Purchase Amount: EUR 4,000
Maximum Daily Transactions: 10
Maximum Annual Load: EUR 80,000
Maximum PIN Errors: 3
Minimum Deposit: EUR 100

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